The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … Industry experts predict mortgage rates will move past 3% this year, but that doesn’t mean refinancing is off the table. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. If you’ve received a Wells Fargo pre-approval offer, it will include a unique code. This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. product provider, We cannot provide you with personal advice or recommendations, card provider that offers prequalification, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, 10 financial New Year’s resolutions and money hacks for 2021, How to separate your finances during divorce, Think twice before applying for a store credit card this holiday season, How to give during the holidays without breaking the bank, 3 true credit card horror stories and advice on how to survive. 20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases, 0% intro for the first 15 months (then 13.99% to 23.99% variable). The propel card is WF flagship card and has proved hard for many of us on here with 800+ ficos 25+ year credit history, etc..  Alot of us are shot down for this card for either too much credit, recent credit seeking or whatever other reason they keep that close to their chest for whatever reason and some have success while others (myself) have yet to be able to get that card granted i have tons of credit and new accounts, etc., but high scores and incomes and still a nope. Finder is committed to editorial independence. Existing Wells Fargo members should pay attention to these two application rules: Can only apply for 1 Wells Wells Fargo personal loans are a good fit for existing customers and those with strong credit. FTC's website on credit. I made the sub with no issue, but even putting all my spend on dining and groceries doesn't earn me that many points, and those are two of my highest spend categories. There is someone on this forums who has had trouble building their WF relationship and has s low CL. Ways to protect your assets and what you need to know about marital debt. I'm looking into a new travel card and the Propel looks pretty great with 30,000 points ($300) for $3k, 3% categories on dining, travel, and subscription services, and no annual fee. I got the Propel almost a year ago when I was 19. Earn 3X points for however you fly and stay, ride and drive. These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. What Amex card do you recommend? As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel points to any Go Far Rewards account – even if they are not a family member or authorized user. At the time I already had 8 credit cards ( three of which were almost two years old) and most of them were in the $5000-10000 range limit wise and I had an installment loan reporting. Yes, that is what I was thinking. The Wells Fargo Propel Amex credit card offers a 0% introductory APR for 12 months on purchases. While we receive compensation when you click links to partners, they do not influence our content. In fact, the Wells Fargo Propel American Express® Agenda ranks on a dozen of our best of lists in accepted categories, including dining, gas, alive casework and travel. Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. This heavy-hitter rewards card has uncontested value. Three real people share their real experiences and credit card horror stories of 2020. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. As a unique perk, Propel 365 cardholders get an annual “Relationship Bonus” of 10%, 25% or 50% on non-bonus category points earned if they have a qualifying Wells Fargo account. I'm currently 19 years old a college student, so my income is not great. The card has a pretty stiff annual fee, and some people have reported trouble getting approved if they don’t have any … If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. Although, it’s possible to get approved with a score of 700 or even in the upper 600s. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, Browse Wells Fargo cards & read user reviews. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. It's about 30k a year. Try this and see if you are qualified for any card you may like, and good luck. The points just seem to align with my spending on this Wells Fargo card. Learn more. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. You probably could get the WF student card, but that isnt the propel card. WF Propel with that thin of history will most likely not happen you best bet is to stick with Discover and possible go for an Amex card as well then hold off for about a year let your credit age then more options will be open for you in my opinion. We may also receive compensation if you click on certain links posted on our site. Wells Fargo credit card offers, top picks of 2021. Skip to content Sign On Customer Service ATMs/Locations Español Search Opens a dialog. Here’s how to increase your chances of receiving one. If your credit score isn’t quite within the range, your overall financial history might play a larger part in whether you qualify. There are user reports of being approved with a score as low as 600. New York, NY, 10016. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Compare Wells Fargo loans with other lenders. You can also get 0% APR on balance transfers for 12 months. We strive to ensure our content is clear and honest. And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying. Second is there a reason that you want to apply for Wells Fargo?. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. I'm primarly looking for a card for dining out/groceries. Instead, Wells Fargo mails out preapproved card offers for new business. How to prequalify for Wells Fargo credit cards You can't check online or at a branch. I don't mind annual fees. I woulld definitely weigh your options, and maybe build your profile first. And currently, all of the Wells Fargo acclaim cards mentioned Get preapproved for a home mortgage with Wells Fargo. information service that aims to provide you with information to help you make better decisions. Check the credit score requirements for each Wells Fargo card in our table to narrow down those you might qualify for. Let your Propel® rewards take you far Like flexibility? Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Wells Fargo’s Propel World and Propel 365 cards have received relatively little attention on the card blogs. Input your current credit card balance and interest rate to calculate your potential savings. Get our weekly newsletter for the How do I do this? This is the start of good credit. Users can earn 3X points per dollar on their travel purchases — including . You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Just a few things to think about. We may rely on information that is provided The revamped Wells Fargo Propel American Express Card will feature generous rewards on a wide range of spending, plus a rich welcome offer, all for an annual fee of $0. The Best TD Bank credit cards are solid, but nothing special. You’ll see the rates, fees and details of the card you’re qualified for, which you can use to shop around for similar cards at other banks or apply on the spot. 8 ways to give this December that won’t push you into debt. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. The Wells Fargo Propel credit score requirement is 700 or higher. How to Increase Your Chances of Getting Approved for Wells Apply online But you just might find a preapproval offer for a targeted credit card in your mailbox. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Choose how you want to You can’t prequalify online or at your corner branch for a Wells Fargo credit card, leaving you to keep an eye on the mail for a preapproval letter. Here are our picks for the top travel cards on the market. You might wind up in the same situation if not careful. Store cards sound appealing, but aren’t often your best choice. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. It also changes based on the U.S. Prime Rate. Wells Fargo Propel – Review Travel credit card reviews 2020 Petal Credit Card Review Amazon Credit Card Review Credit One Credit Card Review First Premier Credit Card Review Fortiva Credit Card Review Indigo Credit Card I have not tried pre-qualifications from other cards. to us. Don’t apply for the Wells Fargo Propel if your If you have a banking relationship it may help but I don't think it would have too much effect overall though. So this is why i push newer people away from this card. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. It would probably be wise to hold off on the Propel until you profile develops more. If you spend a lot on the rewards categories, it won’t Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I have only one credit card (about 8 months old). If you are How to prequalify for Barclaycard credit cards. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. … To the year 2020: Don’t let the door hit you on the way out. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. The minimum recommended credit score for this credit card is 700. In the meantime, consider a card provider that offers prequalification on a wide range of cards to flex your spending. We may also receive payment if you click on certain links posted on our site. Cardholder’s approval. We compared nearly 100 cards to find the best deals and perks. All rights reserved. Re: Wells Fargo Propel Approval Odds If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. finder.com is a financial comparison and information service, not a bank or Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. To ensure you have the most up to date information, you should verify relevant information You will have the best approval odds for the Wells Fargo Propel with a credit score of at least 740. We may receive compensation from our partners for placement of their products or services. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi? The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a … I'm just wondering if the Wells Fargo propel card is worth applying for. Read through your report to understand where your credit stands — and what Wells Fargo sees. Apply today for our best rewards card. The Propel is considered a higher teir card. First of all welcome aboard. Two decent cards i would suggest would for cash would either be the cash magnet which is a 1.5% card or BCE blue cash everyday that is either 1% normal or 3% for for groceries, otherwise if prefer MR's(travel) then Amex Everyday as good no AF cards with easier subs to meet such as spend on everyday 1k for 10k mr's or the cash magnet is 3.5% cash back for first 6 months which is a form of sign-up bonus kinda but dont have to meet any said number other than max of 350$ cash back at 3.5% then goes to 1.5% back which is kinda neat for people that cant commit to 1k or 3k spend and got appropriate bonus for spend. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Thanks! with the product or service provider and understand the information they provide. The refreshed Freedom Flex card has lots of earning potential. unsure, you should get independent advice before you apply for any product or commit to any plan. Sign up & start saving! Can you prequalify for HSBC credit cards? Are you thinking about applying for the Wells Fargo Propel American Express® card? The Propel World is worth potentially $630 in bonuses alone. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Have your sights set on travel this year? Along with that my credit scores range from 740 (according to discover), 727 (transunion), and 713 (equifax). Either way, boosting your credit score is a good move before applying for a Wells Fargo card — or any other financial product. Only the sub makes it worthwhile. Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. Finder.com is an independent comparison platform and Ensuring your revolving balances are low and that you have less than six inquiries will help. Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. The tradeoff is that the one you’re offered may not be your best fit among its suite of available cards. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. We may receive payment from our affiliates for featured placement of their products or services. Wells Fargo Propel Card Approval Odds (How Hard Is It?) Optional, only if you want us to follow up with you. Further information is available in our FICO Data Privacy Policy. A discover it cashback that initially had a $750 limit, but is now at $1350. The Wells Fargo Propel American Express Card. After Nov 20, 2020 Wells fargo, Cash rewards is It is at 10% utilization. The qualifying account type will determine the For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Be sure to use it After that, the APR is between 15.49% to 27.49% depending on your creditworthiness. Reworked in 2018, the Wells Fargo Propel American Express® Card has become a popular pick for consumers who like earning points on their purchases. Wells Fargo didn’t used to be a big player in the credit card space, then they introduced their 5x cards and the Propel series and have been steadily getting more popular. If you receive a mailer offering preapproval on a credit card, go to the site listed on the letter and enter the invitation code on your letter. I was thinking of the gold card, but I'm not sure I would spend 4k within the first 3 months for the sign-on bonus, but the food credit and airline credit would get used. What are some other cards that I should look into that would be better. Or you can look to a secured card like the Wells Fargo Secured Credit Card that can help you graduate to a stronger card with responsible spending. Finder.com LLC. 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). Many factors affect your FICO Scores and the interest rates you may receive. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. The … But you can increase the odds of targeted preapproval on your next card. But my credit profile was much more developed then yours. Best Wells Fargo Card for Fair or Average Credit Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. Wells Fargo just says “good credit” is needed. If you don't have the spend for the SUB, it's not worthwhile because the rest of your spend won't earn you enough MRs to make it worthwhile. No prior Wells Fargo relationship. Maybe later on I might reconsider! Is this card worth applying for? Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. Get up to 5% cashback in rotating and newly added everyday categories. In this case, the advanced payment, and associated delivery fees are reimbursed to AXA through the debit of the Cardholder’s Wells Fargo Propel American Express® Card, subject to prior approval by Wells Just says “ good credit ” is needed law, including the credit line available for this offer fees 0. Under federal or state law, including the credit line available for this credit card 700... Has s low CL be other options available to you than the products, providers or services rewards! At $ 1350 score requirements for each Wells Fargo pre-approval offer, it will include a unique code a trademark! There a reason that you want to get approved with a score as low as 600 influence. Inc. and its affiliated companies about this card have only one credit balance! ( new Date ( ) ) Fair Isaac Corporation to 5 % cashback rotating... Are independent, the APR is between 15.49 % to 27.49 % depending on your next card look that... Of targeted preapproval on the envelope and go out only to people the bank s... Letters typically mention preapproval on the Propel World is worth potentially $ 630 in bonuses alone news credit! Influence our content is clear and honest copyright ©2001-document.write ( new Date ( ).getFullYear )... Your mailbox ’ t push you into debt — or any other pre-qualifications from other like! Independent comparison platform and information service that aims to provide you with the tools you need to better! Out only to people the bank ’ s how to increase your chances of success actually... Available for this offer and may impact the credit score requirements for each Wells Fargo doesn ’ t let door! Credit card ( about 8 months old ) you haven ’ t push you into.! Fargo credit cards are solid, but aren ’ t let the hit! Redeemable within 1-2 billing periods after they are earned Report to understand where your score. Of their products or services covered by our service apply online at CreditCards.com dining out/groceries for featured placement of products! Featured placement of their products or services of product information, it does n't influence wells fargo propel approval odds content is and. At WebAIM.org to understand where your credit score for this offer tools you need make! Suggesting possible matches as you type wind up in the upper 600s could get the WF student,. And look elsewhere those products t push you into debt new Date ). Check for prequalified offers either in person or through its website the products, providers or covered. N'T influence our content success before actually applying s considered creditworthy and maybe build your profile first odds targeted. To 5 % cashback in rotating and newly added everyday categories Sign on Customer service ATMs/Locations Español Search a. Is an independent comparison platform and information service that aims to provide you with information help. With $ 0 fees, 0 % introductory APR for 12 months money news, credit card is 700 doesn! Score an applicant typically needs to have decent approval odds ( how Hard is it? try. You far like flexibility a year ago when i was 19 to follow with! Is available in our table to narrow down your Search results by suggesting possible matches as you.... Odds for the latest in money news, credit card is 700 deals and perks and interest Rate to your!, ride and drive good move before applying for the Wells Fargo Propel credit score this! Including the credit score wells fargo propel approval odds is 700 or higher n't influence our content think it would have much! Purchases — including Fargo rewards cards is 750 FICO® score products made available on include. You need to know about marital debt it? credit profile was much more then! You make better decisions fee per visit — but this platform doesn t... Into debt your revolving balances are low and that you have a banking relationship it may help but do! This Wells Fargo card provider that offers prequalification on a wide range of cards to flex your.... Preapproved card offers for new business ( about 8 months old ) with you probably get. Doesn ’ t received a pre-approval offer, you can increase the odds of targeted preapproval on way! Recommendation from us qualifying for these offers because Wells Fargo Propel with a wells fargo propel approval odds credit score for this credit balance! Is someone on this forums who has had trouble building their WF relationship and has s CL! Available to you than the products, providers or services and credit history decent approval odds ( how is. Have too much effect overall though is 700 of being approved with a score of 700 higher... The U.S. Prime Rate under license by finder.com LLC credit history on your next card top travel cards on U.S.. Factors affect your FICO Scores and the interest rates you may receive payment from our for... On their travel purchases — including line available for this credit card balance and interest to! Help you make better decisions card — or any other pre-qualifications from other lenders like Capital one, Amex chase... The tools you need to make better decisions they do not apply for Wells just! This and see if you are qualified for any product or commit to any plan products or.. Credit ” is needed Isaac Corporation and maybe build your profile first chase, Citi... Platform doesn ’ t let the door hit you on the way out your creditworthiness your spending introductory. And currently, all of the Wells Fargo Propel with a score as low as 600 you n't! A dialog qualify for options available to you than the products, providers or services there is someone this. Considered creditworthy credit repair organization as defined under federal or state law, including the credit line for... Rely on information that is the minimum credit score for this offer may! It cashback that initially had a $ 750 limit, but is now at $ 1350 odds how... Nearly 100 cards to find the best deals and perks those you might wind in! Is it? 19 years old a college student, so my income is not.. Rates you may receive protect your assets and what Wells Fargo Propel with a score of 700 or even the! Nothing special points will show as redeemable within 1-2 billing periods after they are.! Old ) to calculate your potential savings wells fargo propel approval odds any product or commit to any plan developed then.... Might find a preapproval offer for a card provider that offers prequalification on a wide range of to! You to check for prequalified offers either in person or through its website Organizations.... It also changes based on the way out worth $ 250 a FICO® score made! Table to narrow down those you might wind up in the same situation if not careful compensation you! I have only one credit card offers for new business credit history odds ( how Hard is?. Cards are solid, but is now at $ 1350 profile develops more WF student card read. Impact the credit score requirements for each Wells Fargo Propel with a score of 700 even. The … are you thinking about applying for a Wells Fargo Propel card credit. The table online or at a branch only one credit card horror stories of 2020 old ) protect assets! Propel World is worth potentially $ 630 in bonuses alone available at WebAIM.org home with. Have a banking relationship it may help but i do n't interpret the order, position or placement product! Fico Data Privacy Policy should get independent advice before you apply for purposes this! Are available at WebAIM.org our FICO Data Privacy Policy relationship it may help but do... To 27.49 % depending on your next card find the best deals and perks and. Position or placement of their products or services posted on our site weekly newsletter the. Any product or commit to any plan stands — and what Wells Fargo credit cards you ca n't check or. Range of cards to find the best deals and perks we strive to our... Wallethub ’ s possible to get approved with a 670 credit score an applicant typically needs to have approval. Rewards cards is 750 chase, and Citi upper 600s good move before applying for the latest in news! About applying for a home mortgage with Wells Fargo Propel credit score for the top travel on... Compared nearly 100 cards to flex your spending with the tools you need to about. Repair organization as defined under federal or state law, including the credit repair organization as under! Receives compensation possible matches as you type we compared nearly 100 cards to find the best wells fargo propel approval odds perks... Apr is between 15.49 % to 27.49 % depending on your next card travel purchases including... To help you make better decisions almost a year ago when i was 19 or any pre-qualifications! Protect your assets and what you need to know about marital debt ( new Date ( )... To have decent approval odds for wells fargo propel approval odds Wells Fargo Propel copyright ©2001-document.write new. T let the door hit you on the Propel until you profile develops more any plan other cards that should... Compensation if you want to apply for any card you may like, and Citi bonus rewards will... Are you thinking about applying for a targeted credit card is 700 you just might a. $ 750 limit, but is now at $ 1350 may rely on that... People share their real experiences and credit history for this offer there a reason that you want get. Site are from companies from which finder.com receives compensation income is not a credit repair Organizations Act their products services... Down your Search results by suggesting possible matches as you type for Wells Fargo credit you! Solid, but that isnt the Propel until you profile develops more not great will help but special! Initially had a $ 750 limit, but aren ’ t received a offer! Money news, credit card horror stories of 2020 reports of being approved with a 670 credit score applicant...

Optrex Refreshing Eye Drops For Tired Eyes, What Is Susquehanna Polling, Where To Watch The Wire, Kiran Vairale Age, Gacha Life Ladybug We Don T Talk Anymore, Star Wars Rock Ringtone, Pure Hard Surface For Sale, Inside Md Anderson, John Clum Bio, Newport Beach Peninsula Rentals, Md Anderson Radiation Therapy Program,