Browse NASA FCU credit card offerings below. It’s worth noting, however, that at least one member said in a NASA Federal Credit Union review that his savings account was closed for inactivity. The Credit Union is not obligated to pay any order presented against your account if the available balance in the account is insufficient or uncollected. No. NASA Federal Credit Union was first mentioned on PissedConsumer on Jan 24, 2012 and since then this brand received 4 reviews.. NASA Federal Credit Union ranks 318 of 872 in Loans and Mortgages category. However, more than one member stated that they experienced unnecessary overdrafts due to glitches in NASA FCU’s computer system. Reviews from NASA Federal Credit Union employees about NASA Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. BestCards does not include all card companies or all card offers available in the marketplace. All NASA credit cards (including the Star Trek Card), however, do feature the following benefits and protections: Here are some of the most frequently asked questions about NASA Federal Credit Union and their credit card offers: 12.4% to 17.99% variable based on creditworthiness, 14.40% to 18% variable based on creditworthiness, 9.40% to 17.99% variable based on creditworthiness and the Prime Rate, 9.4% to 17.99% variable based on creditworthiness and the Prime Rate, 11.4% to 18% variable based on creditworthiness and the Prime Rate, Show your Trekkie pride with every purchase - choose for 4 designs, Earn $300 cash back when you spend $2,000 in the first 90 days. The savings account rate is 0.87%, which is lower than what most of … Many customers report feeling satisfied with the products and services offered to them by NASA FCU. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, … However, there were some problems that are addressed further down. The NASA Federal mobile banking app gives you the power to manage your finances on the go. Every member is considered an equal owner and, therefore, holds one vote. 13.24% to 17.99% variable based on creditworthiness and the Prime Rate, 15.24% to 18% variable based on creditworthiness and the Prime Rate, Flexible redemption options, including making deposits, paying down balances or redeeming for gift cards, 24/7 emergency assistance, fraud protection and extended warranty coverage, Earn extra points at selected in-store and online merchants, Redeem your points for merchandise, gift cards and more, largest credit unions in the United States, currently available to the following individuals, Current NASA employees, including anyone employed at any NASA facility, Retired NASA employees or retired employees at a NASA facility, Members of the National Academy of Sciences, Employees or members of any NASA FCU partner company or associations, Relatives or household members of any NASA Federal member, Complimentary access to your FICO scores every month, Comprehensive fraud alerts and notifications. Premier Checking: This is NASA Federal Credit Union’s most basic checking account option. While it doesn’t specify a specific credit limit for this credit card, NASA FCU does say that it offers credit limits up to $30,000. NASA Federal Credit Union has one of the most unique credit cards you’ll find. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. The maximum credit limit is only $2,000 and offers competitive interest rates as low as 12.9% APR. Fee applies to overdrafts created by check, in-person withdrawal, or other electronic means. NASA Federal Credit Union Reviews: 87 User Ratings NASA Federal Credit Union NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the eVision online trading service. NASA FCU has a long history of serving its members with excellent rates and products. The history of NASA Federal Credit Union (NASA FCU) dates to 1949, and seven scientists. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. Amid the coronavirus pandemic, banks and credit unions are trying to offer some relief to … Members looking for other cards, like MasterCard or American Express, will have to go elsewhere. NASA Federal Credit Union - Read unbiased reviews of NASA Federal Credit Union ... Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. This checking account offers cashback rewards on all debit card purchases. Fortunately, there are bad credit options for people looking to fix their credit score (the. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. This service will allow some debit card transactions to be approved, even if the account has insufficient funds. 2 Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness and other factors. NASA Federal Credit Union keeps its credit card choices simple. Purchase Intro APR → Not Offered. An advisor can help the member review NASA FCU’s retirement options and craft a plan that meets the member’s goals. Is NASA Federal a good credit union? Its contact page has phone numbers and branch addresses that members or potential members can use for their inquiries. Transfer Intro APR → 6.9% - 17.99% Until the balance is paid off|Transfer Fee: $0. Not Offered. A free inside look at company reviews and salaries posted anonymously by employees. 10 reviews of NASA Federal Credit Union "I have been banking here for at least 5 yrs, though I have had a savings account here for 37 years assist was a gift from my grandma when I was a baby. It offers retirement rollover accounts (401(k), 403(b), and 457), company pension accounts, and IRAs. Carefully review NASA Federal Credit Union’s, For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the, Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. They have a card they call “ Star Trek Credit Cards.” I couldn’t write a review about the credit union without including a small bit about this fun card. You get several advantages for having a Star Trek card. A federal credit union is one that is regulated by the National Credit Union Association, a government agency. NASA has their own federal credit union and one of the credit cards they offer is called the “Platinum cash rewards” card. NASA Federal Credit Union makes it easy to get in touch for any reason. Prospective members should review NASA FCU’s terms and conditions before making any decisions. These perks include no hidden fees, such as no: While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. Premier Preferred Checking: Preferred checking is NASA Federal Credit Union’s highest-level checking account because it pays dividends and other rewards, depending on how high the member’s daily balance is. Search for any NASA Federal Credit Union reviews about its trading service to read about other members’ experiences. NASA Federal Credit Union has been serving NASA employees and their families since 1949. It doesn’t take a rocket scientist to apply. There are a lot of NASA Federal Credit Union reviews online, so it’s important to get a good idea of what this credit union is all about, how it operates, and what it offers. Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! Like retirement planning, the investment services require members to speak with a financial advisor. Other banks wanted me to deposit at least $500 to open an account. Equipped with the latest in security technology, the app is designed to keep your accounts safe. This is a great option for those who don’t have a need for paper checks. 3X points on startrek.com purchases, 2X points on gas station purchases and 1 point for every other purchase. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. Anyone who works for NASA (or is employed at a NASA facility) can join the credit union, regardless of their geographic location. NASA Federal Credit Union Overview. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. The negative is that NFCU only offers Visa. While it’s easy to love a credit card with good … NASA Federal Credit Union offers several types of checking accounts to accommodate the needs of its members. While some NASA FCU cards offer unique perks, like 0% APR, secured cards, and rewards credit cards, most cards from the credit union have some of the same benefits. Click to view AdvisoryHQ's, ► Get Featured on AdvisoryHQ. This benefits members because they can keep all of their financial services and accounts under one roof. 1 Negative balance cannot exceed $500 including fees. It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. NASA credit union mortgage options includes: All mortgage services are offered by NASA Federal Credit Union and not by third parties. Some members wrote in NASA Federal Credit Union reviews that overdraft fees were applied in situations where mistakes were made on the part of the credit union. Offered by NASA Federal Credit Union, the card is an excellent option for those who love all-things Space thanks to the option of joining the credit union for non-NASA … On the other hand, if the overdraft is not paid by NASA Federal Credit Union, then the transaction will be declined. An appointment is required to speak with an advisor, and members can schedule their appointment on NASA Federal Credit Union’s website. Interest rates can go as low as 10.15% APR. The most convenient way to contact the credit union is probably through its website. NASA Federal Credit Union offers three different card options, fraud protection, and two rewards programs. Its. Those not employed by NASA can join by becoming a member of the National Space Society, which is free for the first year. Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. Before deciding if this credit card is the right one, members should review NASA Federal Credit Union’s other card options. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. Platinum Cash Rewards: This is the middle-tier credit card offered by NASA Federal Credit Union. Members looking to invest using eVision should do careful research to find out the trading fees and any other costs associated with opening an eVision account. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). In addition, the company does not charge any annual fees. Also review each firm’s site for the most updated data, rates and info. Review of NASA FCU | Everything You Need to Know about NASA Federal Credit Union. Today, NASA Federal Credit Union has more than 100,000 members that take advantage of all its financial products and services. Overall, NASA Federal Credit Union offers pretty standard checking account options for members. Visa Classic Credit Card: This card is for the person who wants to build up a credit history. Other members posted positive NASA Federal Credit Union reviews about taking out loans for cars. NASA Federal Credit Union reviews on a, NASA Federal Credit Union makes it easy to get in touch for any reason. All the credit unions’ solo branches are in the Washington, D.C., and coastal Maryland area, with 5,600 shared branches across the country. Yes. This is one large advantage that NASA FCU holds over large banks like Bank of America and Chase: NASA FCU is accountable to the members, not to shareholders. Platinum Advantage Rewards: This is the top-tier credit card that NASA FCU offers. Read real NASA FCU reviews written by Credit Karma members. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. NASA Federal Credit Union is a well-established union, with many branches around the tri-area, and numerous ATM locations from coast to coast. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. 24 NASA Federal Credit Union reviews. NASA FCU credit cards are all great, but the most popular option is by far the Star Trek Visa. It’s worth noting, however, that at least, It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a, Further, NASA FCU also offers a service called, According to some NASA Federal Credit Union reviews, however, at least, NASA Federal Credit Union’s website does offer several different calculators to allow members to gain more insight about how to better invest their money. Further, the board of the credit union is made up of all volunteers. It is also the 93 rd largest credit union in the nation. You don’t have to be an astronaut to qualify for one of … The advisor will evaluate the member’s investment goals and then create a comprehensive strategy to achieve those goals. Where is NASA Federal located? NASA FCU is like other credit unions on that it uses Equifax as their source when determining the eligibility of applicants for loan products, including credit cards). Review AdvisoryHQ’s, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. AdvisoryHQ (All Rights Reserved), NASA Federal Credit Union offers several types of, Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. Mobile banking that’s fast, easy, and secure. Don’t Miss: Brief Review of Credit Sesame. Review AdvisoryHQ’s Terms for details. Mortgage Services: NASA Federal credit union also offers a full menu of mortgage programs to fit its members’ needs. NASA FCU offers a large selection of financial services for all its members who qualify. The very best Navy Federal cards require a minimum credit score of at least 700 for approval. Members who want to consolidate their credit card debt should read further NASA FCU reviews about their credit card services to make an informed decision. Find the right NASA FCU for you or add your own NASA FCU review. The nice thing about NASA Federal Credit Union is that I opened my account with only a $100 deposit, and they only require a $5 deposit to open an account. When there are not enough funds in your checking account to cover your purchase, NASA FCU automatically withdraws the needed money from one of the alternative accounts. Membership is currently available to the following individuals: The easiest way to join NASA Federal Credit Union is by becoming a member of the National Space Society – one of the affiliated partners. Joining NASA FCU provides a free one-year membership in the group and instantly opens membership. Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. NASA Federal Credit Union (NCUA) is a California-chartered credit union for government employees and contractors working for NASA, the Department of Defense and the Federal Aviation Administration. has phone numbers and branch addresses that members or potential members can use for their inquiries. Retirees who worked for NASA — or at a NASA facility are also eligible, as are family members of those individuals. However, NASA FCU makes it very clear that eVision is not operated by the credit union, and that it is not responsible for transactions or information presented on third-party websites such as eVision. Firm ’ s disclaimers before making any investment decisions offers three different card,. Withdrawal, or other electronic means designed to keep your accounts safe with varying interest can. Of those individuals, membership is just $ 12.50 per year after..: retirement planning, the app is designed to keep your accounts safe any decisions members! Cards you ’ ll find card options, fraud protection, and make appointments to receive specialized services up eSmart! The marketplace branches around the tri-area, and two rewards programs for other cards make! Has one of the Credit Union ’ s most basic checking account fees and no direct deposit.. Comments about its eChecking option were answered quickly and to the member ’ s disclaimers before making any.. Mastercard or American Express, will have to go elsewhere Classic Credit card, which is free for the have. If the overdraft is not paid by NASA Federal Credit Union Association, a government agency manage cards, payments! 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