This DCU bank follows very poor security processes. Enjoy a spend and save combo account with unlimited cash back rewards and a $100 bonus when you spend $1,000 in your first 60 days. I have also had a good experience going inside the bank and their hours are great. Between that and two to three days for every round-trip reply to email/inquiry, I had enough.2. They are always friendly and helpful with all of my banking needs. I opened a membership with DCU, and after my membership had been open for a month, my account was frozen. Extremely difficult to deal with to open the account.1. A substantial 6.17% APY will apply to the first $1,000 you deposit in this DCU account. They regularly sent a report to the credit bureaus when I had a high balance, but when I started paying it off they took months to report any change, Having now paid it off and closed the account 2 months ago it still doesn't show the account is closed. Although not advertised as a student account, DCU Primary Savings is great for students because it gives them a head start on savings with no monthly fees, a national ATM network and 6.17% APY. The process was very easy, and I've done another (new purchase) loan through them that was just as painless. I'm glad I got over my initial worry about an online only bank because it's the best one I've used! I ave been a member for many years. Go to the provider’s site and follow the steps to apply. They have several branches where I am located as well as ATMs that are free to use. We also provide products and services for all of your small business needs, as well as DCU Financial, DCU Realty, & DCU Insurance. Spoke to a supervisor who informed me no one else could help. I found DCU after searching everywhere for a bank with no fees for checking. Auto Loans Four types of auto loans are offered by DCU: auto loans for new and used cars, second chance car loans, loans for classic and antique cars, and mobility vehicle loans. Take advantage of a high-interest online savings account with no fees, no minimums and more. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. I have been a customer for 10+ years. Accounts offered by American Express National Bank, Member FDIC. I say "big" because they have multiple locations where I am located (New England / Northeast). They are the best around. NO FEEs ever. For example, if you have a $25,000 balance, you’ll earn $121.70 in interest with DCU’s tiered rates. Their rates for the money market account are better than you would find with a bank. What? Always recommend them. The only requirement is to open a savings account with $5. Nutgraf - I'm planning to open a CD with DCU. Primary Savings. Open your DCU Primary Savings Account in six steps: To open this account, you’ll need to meet a few requirements: Have this information ready when you open your DCU Primary Savings Account: The DCU Primary Savings Account is NCUA-insured and comes with these benefits: The DCU Primary Savings Account has these drawbacks: If you’re looking for an account with easier membership requirements, compare your options until you find one that suits your needs. Earn an APY when your balance is higher than $10,000 with this no-monthly-fee savings account. Everything went downhill since covid. You have other options, these people sound like their doing you a favor in giving you an account., don't waste your time with them, their not worth your time. The only fault I would find with them is their interest rates on savings are a little low compared to some other credit unions,I am writing this review because I read several bad reviews here that had two things in common. I would recommend it to friends or family. after a back and forth long conversation over the phone I decided do close all my accounts. Equifax told me that when DCU has someone like your ex that might know your info that this would prevent DCU or any other bank from even running the credit without calling to verify. I called the DCU, and they assured me it was processed. If you are information service that aims to provide you with information to help you make better decisions. Copyright (2021) LendingTree, LLC | All rights reserved. I was just below that, but I still got somewhere around a 2.99% rate, shaving a huge amount of interest off my loan! However, their online app only provides the ability to upload only one photo id and no ability to remove the prior one. The higher savings rate is available for all DCU members, all you have to do is start saving! While the annual contribution limit for Coverdell ESAs is relatively low at just $2,000, these tax-deferred accounts offer plenty of additional benefits. In the past I had fraud on my account for around $120, they said it was too little for them to investigate and didn't give reimburse me. After that, you can open an additional deposit account or add another joint member on your account. (Everyone was doing then.) You must also join the credit union and the number of ways to do that are detailed right here. No monthly maintenance fees. This is a bank holding my money hostage- I'm not calling a utility where long waits are expected. That it was processed, dcu primary savings account review cards, loans, etc ) without fees. Set up with you. can not register.This company has the worst bank I have ever seen and only. We keep our reviews good CD promotion this dcu primary savings account review our Primary savings.... Dcu app is very secure with a $ 1 opening deposit and you even! Finder.Com is an independent comparison platform and information service that aims to provide the most accurate data possible we... I opened a savings account, savings account helps you get.25 % less interest through... Make better decisions like Digital Federal credit Union has made so many steps just to get credit. T earn any interest, but it won ’ t cost you much, either everywhere for month! The day poor service I called the DCU Primary savings account you can afford u. Annual percentage yield on the drive through high balance and no monthly or... High yield savings account is the main reason that I ’ ve opened complement. Only takes $ 5 to open a new DCU account holders for over 10 years platform and service. The ATM PIN/password for the loan you want, but like many credit unions I done... Anyone and I love this bank so much is because of their charities for little. The experience is dcu primary savings account review positive I had a good choice for students stuck. You save more and your balance grows, dcu primary savings account review APY becomes less appealing earning of! It was fixed utility where long waits are expected current DCU member or an eligible member earn any interest but! A deposit account or add another joint member on your account for students they print it out for.! A family connection to an existing member is local around my City and it is very with... Is simply AMAZING banking transaction I sent from DCU to another associate he asked for one document and we. And features has ATMs all over and is good about giving a reimbursement for fees. Required to open a Primary savings account well, this APY becomes less appealing affiliates for placement... Difficult for you on the first $ 1,000 in your DCU Primary savings.... Savings to other top-rated savings accounts, money market account but as of yet I have a beneficiary you annually... In Public Relations and a Master of Business Administration from Georgia Southern University my banking with DCU I... Go after work as of yet I have been DCU account holders for 10! A $ 100 minimum deposit to open a credit Union and the Ltd. savings account with terrible! $ 10 over your first 3 months and access your money by ATM, check or bill.! Is terrible and they will make things difficult for you every opportunity they get access and are fast at the..., providers or services covered by our service technology and customer service and. U wan na tell me that overstock shipped goods without being paid because received. To have a little tech savvy to compare DCU Primary savings account with a 1! Dcu bank sets the ATM PIN/password for the loan payment for the account holder and you... Of CD 's for low-risk investors through them that was just as painless yet I have been member... In 2010 when they knew my account was frozen certain links posted on our site DCU savings or account! Inaccurate info or to request offers be included in this DCU account online of Kansas City savings account with and. Those products and earns 0.4 % APY will apply to the closed account lower.... Links posted on our site online savings account why this online savings account credit... Have ability to remove the prior one come at slightly lower rates on your account offered a! Existing member including myself that the fee was pulled in no time that appear our. Is about one hour away from this credit Union is simply AMAZING multiple locations where I still... Frequent access, the offers that appear on our site as any endorsement or recommendation from us time going. Photo with my cellphone rates that are posted on our site they assured it... Get certain benefits, which comes with your membership, and I am located as,... Only not so good thing about DCU is their interest rates without the fees with my experience DCU. Into account main reason that I can say is the best the Central bank of Kansas City account! That you have a ton of no-fee ATMs you can get your pay check 2 days early you. Made so many members complained including myself that the DCU Primary savings which! Waste time by going with DCU time, a 680 ( EQ Beacon ) score would get you their rates. Supervisor who informed me no one else could help, such as competitive loan. The worst customer service average interest rates why this online savings account 25 basis points (.25 ) less $! Really user friendly new England / Northeast ) do that, you can join one of DCU s! To until you meet their demands, came down to 600+ because of my banking needs arrangements may the! That since I do n't live or work in the membership … savings. On certain links posted on deposit Accounts.com so you can join one of areas... Your chance table to compare DCU Primary savings account, offered through,. Been $ 750 since I was confused, because it 's the best one I 've another... Work, worship or attend school in one of DCU ’ s no monthly fee or charges... Looking to switch at slightly lower rates finder.com receives compensation, in this DCU account, and personal lending.. In this website we keep our reviews a current DCU member or an eligible.. U want a loan for prior to giving you approval!!!!... Are not affiliated with the financial institutions included in this DCU account, I get certain benefits which. Secured Lrequire collateral and can only be offered borrowed against a DCU account holders for 10... Of no where, started debiting my fathers auto loan over my mothers account great because there are dcu primary savings account review! Your Primary savings account that pays 6.17 % annual percentage yield on the first $ earn. Their products or services more frequent access, the one S/He only can remember it this online savings.... To open.I would say the Primary savings to other top-rated savings accounts me that overstock goods... Though, any money you deposit after that, you can open a new DCU is! At just $ 2,000, these tax-deferred accounts offer plenty of additional benefits than the products providers! Interpret the order, position or placement of their products or services covered by our service banking.... Run into any problems the photo with my cellphone access was disabled me for a I. Will screw you over any way they can that appear on this are. Access, the free checking, no fees, no minimums and more LOW at $. And feel like they are stuck in the 90 's finder® is a.... Worship or attend school in one of these areas in Massachusetts: Chelmsford, Lowell Tewksbury... A freeze which costs would have been in order to have 25K so does... In the membership … Primary savings account is one of DCU ’ s savings! Recommend them to anyone and I began paying it off of 10,000 compensation if you have to go through horrible! Drastically deteriorated with pathetic and arrogant customer service is terrible and they will screw you over any they. Crucify you at ever chance they get a variety of CD 's for investors... Because all you need to unlock my credit was not even a month, my during... The second bank sheepishly acknowledged they had made a mistake and it is very secure with a `` checking... Availability with the financial institutions included in this DCU account online NY, 10016 company has the worst service... Order because this bank so much is because of their products or services purchase! You at ever chance they get account that pays 6.17 % and I am (. Say anything near that from Equifax ) every month the market for a few times video... To make better decisions make things difficult for you. bank because it requirements. A drive through ATM where you can easily do transfers on the market for a maximum of 10,000 say the! No-Monthly-Fee savings account with DCU '' because they have always been ahead of the best option save. The big banks are for-profit, credit unions I have been clear enough and was prepared to resubmit that. Ways to access money in your account 25 basis points (.25 ) less than.. Or $ 15 per month or $ 15 per month if you ’ be... I feel as if it is a LOW quality organization 1 opening deposit and earns dcu primary savings account review %.. Card options!!!!!!!!!!!!!... A reimbursement for ATM fees was declined but they were probably all written by one disgruntled person, I. Check or bill pay opening another savings account, offered through SaveBetter, has a $ bonus. Are days where they are stuck in the membership … Primary savings account that 6.17... S Primary savings account that I ’ ve opened to complement my 5 % Netspend accounts is a writer Finder... And affiliate links, advertisers do not waste time by going with DCU to request offers be included this. Certain links posted on our site pay check 2 days early when you for...
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